The Achilles’ Heel of IT Security: Why Your Business Email Accounts Are Vulnerable In the age of digital communication, email remains the backbone of our personal & business correspondence. It’s how we communicate with colleagues, clients, and vendors. The problem,…
The cost of car insurance is skyrocketing. It’s critical to know that the coverage you carry now, has a huge impact on the price you pay when shopping for a new policy. It sounds counterintuitive, but one of the most…
Wondering how to prepare your house for those sub-zero temps? Here are a few tips to stay safe and warm during a cold snap. Insulate exposed water lines where possible. Water lines in areas of your home that do not…
Home and auto insurance renewal increases of 30-40% or more are not uncommon in 2023. It’s October 2nd, 2023, and if you’ve received your insurance renewal bill at some point in the last 6-9 months, you’ve probably seen the dramatic…
Check out our brief explainer to this common question.
Renting a car is a great way to maintain mobility and independence when traveling. If your planning on a trip, typical costs include lodging, food, entertainment, and transportation. If your preferred transportation when traveling is a rental vehicle, it’s important…
Electric cars have become increasingly popular in recent years. Not only do they lead to significant savings in fuel and transportation expenses, but their just plain fun to drive. As they say though, “There is no Free Lunch”. It’s important…
We all want to get a great deal on car insurance. For most of us (myself included), monthly car insurance payments are the expense we get the least amount of satisfaction from, and which feels the most out of our…
If you own property, periodically making sure it’s adequately insured is critical. Most people don’t want to be in a situation where they aren’t fully compensated for a claim. But how do you know how much insurance you need, and…
As a business owner and contractor, you wear more hats than a day at the Kentucky Derby. Your’e the project manager, HR department, compliance officer, and conflict resolution specialists. The critical item of business underpinning your entire operation is your…
It goes without saying that attracting new customers is essential for small businesses to grow and thrive. In the digital age, there are a number of strategies that small businesses can use to reach new audiences and bring in new…
What can small business owners do instead to grow their company. Making a new years resolution is a tradition that goes back millenniums. What better way to start a new year than completely fresh! The problem is that broad new…
Are you tired of paying high car insurance premiums? Don’t worry, you’re not alone. Car insurance can be a significant expense, especially for those on a tight budget. However, there are several ways you can potentially lower your car insurance…
Small businesses are an attractive target for cyber criminals. Small businesses are often targeted by cyber criminals because they may not have the same level of security measures in place as larger companies. This makes them vulnerable to cyber attacks,…
Protect your family’s finances if something catastrophic happens. Life Insurance is pretty straightforward. If something happens to you, the policy pays your beneficiary(ies) the amount of coverage that was purchased. The most common use of life insurance is to replace…
Own an older home? Older meaning more than 30 years? Recently had an insured who’s sewer line failed, causing a nasty backup into his basement. Many people are surprised to learn that their homeowners policy DOES NOT cover the cost…
Lilac Insurance Group of Spokane offers bonding for professions such as public officials, contractors, businesses looking for employee dishonesty protection, and more. Often, bonds are relatively inexpensive. It is important to understand that bonds are credit based, so when you…
Know your rights and legal remedies in the event a contractor fails to complete a job they were hired to do.
While the air is still crisp and cool, spring is right around the corner! Spring is the perfect time to freshen up your home, especially if you’re planning to sell your home. Buyers appreciate homes that are well-maintained, and even…
Understanding premium audits on commercial insurance policies, and the purpose they serve. Understanding Premium Audits in Commercial Insurance: What You Need to Know When you purchase a commercial insurance policy, you agree to pay a premium—essentially, the price of the…
Commercial insurance is complex, take care to understand the coverage needs of your business. For business owners, protecting your company’s assets, operations, and employees is a top priority. However, many businesses unknowingly leave themselves exposed to significant risks due to…
Should you purchase flood or earthquake insurance? Is your home susceptible to wind damage? For homeowners and commercial property owners, knowing which climate risks are the biggest threat to property, is vital for safeguarding investments. That’s where RiskFactor’s Climate Risk…
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